Is This the Ultimate Business Travel Card? Chase Just Dropped a Game-Changer

At long last, Chase is officially launching their premier business credit card: the Chase Sapphire Reserve Business. The much-anticipated competitor to the likes of the Capital One Venture X Business and the American Express Business Platinum will officially launch on June 23, 2025.

Photo: Chase Sapphire Lounge, PHX. Courtesy of Chase Sapphire

The Chase Sapphire Reserve Business will carry a hefty $795 annual fee, instantly making it the most expensive premium business travel credit card on the market. However, the card will come with a laundry list of statement credits, benefits, and bonus spending categories, allowing cardholders to offset most, if not all, of the annual fee. Many of the following benefits can also be found on the personal version of the Sapphire Reserve, with some slight business-centric differences offered on the business version of the card. 

Statement Credits

The Chase Sapphire Reserve Business offers a variety of annual statement credits. You can receive up to $300 in travel credits applicable for flights, hotels, incidentals, rental cars, and more. Additionally, there’s a credit of up to $120 for Global Entry, TSA PreCheck, or NEXUS, available every four years.

Photo: TSA Precheck / Photo: RYO Alexandre/Shutterstock

For bookings through The Edit by Chase Travel, you can earn up to $500 in annual credits, provided the bookings are for a minimum of two nights; this is divided into two semi-annual credits of $250 each. Furthermore, there are up to $400 in ZipRecruiter credits, separated into two semi-annual credits of $200.

You can also access up to $200 in Google Workspace credits for purchases made directly for AI tools for business and get up to $100 in Giftcards.com credits, which are divided into two semi-annual credits of $50.

Additionally, you’ll earn up to $120 in Lyft in-app credits, distributed as twelve monthly credits of $10, and up to $300 in DoorDash credits, also split into twelve monthly credits of $25, with complimentary DashPass included with the card.

Bonus Spending Categories

Cardholders will earn the following Ultimate Rewards Points bonus multipliers for spending that falls within these categories:

• 8x points per dollar spent through the Chase Travel portal
• 5x points on eligible Lyft rides through September 30, 2027
• 4x points on flights and hotel stays booked directly with the airline or hotel
• 3x points on advertising purchases made via social media and search engines with no annual cap
• 1x points on all other purchases

Spending Benefits

The card will also offer the following benefits for spending $120,000 in any given calendar year:

• IHG One Rewards Diamond Elite Status (the card will come with complimentary Platinum Elite status through December 31, 2027)
• Southwest Rapid Rewards A-List status
• $500 in Southwest credits for flights booked via Chase Travel
• $500 in Shops at Chase credit, valid for purchases with select brands

Additional Benefits

As has become the standard with all top-tier premium travel credit cards, the Chase Sapphire Reserve Business will come with expansive airport lounge access. Cardholders can access all Chase Sapphire Lounges and Priority Pass lounges for themselves and up to two guests. The card will also allow access to select Air Canada Maple Leaf lounges, although that access is restricted only to the cardholders themselves as well as any authorized users. 

Photo: Air Canada Maple Leaf Lounge, Vancouver. Courtesy of Air Canada.

Chase has also added a new benefit called Points Boost, where cardholders can redeem up to two points per dollar with select airlines or hotels booked through Chase Travel. As a reminder, cardholders will also have access to transferring their Ultimate Rewards points out to Chase’s list of airline and hotel partners at a 1:1 ratio. Finally, as a Chase Visa Infinite Card, the Chase Sapphire Reserve Business will come with a wide range of travel and purchase protections. 

Bottom Line

Chase has rocked the travel world this week by announcing their much-anticipated Chase Sapphire Reserve Business card that is set to launch on June 23. While the card comes with a steep $795 annual fee, the extensive list of credits and benefits works seamlessly to offset its cost and immediately places it right near the top of the totem pole of premium business travel cards. Business owners with high annual spending and lofty travel aspirations sure have much to be excited about with this new product offering heading into summer.